Vol.7, No 1, 2010 pp. 61 - 72
UDC 336.71:004(497.1) 336.71:004.738.5(497.11)
CURRENT STATE AND PROSPECTIVE DEVELOPMENT
OF ELECTRONIC BANKING IN SERBIA
Predrag Radovanović, Andriana Milošević*
High Business School of Leskovac, Serbia
radovanovic.predrag@vpsle.edu.rs,
*83.andriana@gmail.com
Payment operations system's reform in Serbia introduced a modern and effective
payment infrastructure organized around electronic RTGS and clearing system.
The reform was accompanied by changes of existing, as well as by passage
of new laws and regulations; the new legal framework is formed that facilitate
development of electronic banking and electronic business. At the same
time, efforts were made for improvement of national telecommunication infrastructure.
This paper summarizes current situation as well as the possibilities for
future development of electronic banking in Serbia, and reviews available
services in domain of internet and mobile banking. The paper also presents
detailed statistical data on payment cards operations in Serbia, as well
as data on transactions volume in RTGS and clearing systems.
Key Words: electronic banking, internet banking, mobile
banking, RTGS, clearing system, payment cards
TEKUĆE STANJE I PERSPEKTIVE RAZVOJA ELEKTRONSKOG
BANKARSTVA U SRBIJI
Reformom platnog sistema Srbija je dobila savremenu i efikasnu platnu infrastrukturu
organizovanu oko elektronskog RTGS i kliring sistema. Reforma je bila praćena
izmenom i dopunom postojećih i donošenjem novih zakonskih propisa, čime
je formiran novi pravni okvir koji pospešuje razvoj elektronskog bankarstva
i elektronskog poslovanja. U isto vreme, činjeni su napori u cilju unapređenja
nacionalne telekomunikacione infrastrukture. U ovom radu razmotrićemo
tekuće stanje i perspektive razvoja elektronskog bankarstva u Srbiji,
sa posebnim osvrtom na raspoložive usluge u sistemima internet i mobilnog
bankarstva. U radu će biti prezentovani i detaljni statistički podaci
o poslovanju platnim karticama u Srbiji, kao i podaci o obimu transakcija
u RTGS i kliring sistemu.
Ključne reči: elektronsko bankarstvo, internet bankarstvo,
mobilno bankarstvo, RTGS, kliring sistem, platne kartice
